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Personal Wealth and Finance




Registered Investments

Retirement Investments

Now is a good time to assess what you want to invest in your Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA). RRSP Contribution Limits 18% of the income you earned the previous year, up to an annual …


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Investor Insight

Cognitive biases can affect investment decisions

Cognitive errors in the way people process and analyze information can lead them to make irrational decisions which can negatively impact business or investing decisions.1 Anchoring Bias Some investors anchor their investment decisions by fixating on a targeted result. Calculations …


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More Recent Articles




Registered Investments

RRSP and TFSA Differences

The Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Plan (TFSA) offer two different tax advantages to allow your money to grow. Let’s compare to see which or if both are preferred for you.


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Financial Viewpoint

LIVE UPDATES: Up-curve of COVID-19

The world is on hold until hunkering down with their loved ones, or alone, while we await slowing down and halting this wildly fast pandemic spread. There are numerous graphs which give you an overview of the data in graphical format.


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Estate View

Focus on the essentials of your estate plan

  What is estate planning? The nature and extent of an owner’s rights concerning land, property, and financial assets and life insurance benefits can be given over to heirs using documents referred to as the Last Will and Testament, drawn up …


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Investor Insight

Bear Market Duration

Bull markets are periods of rising capital valuations that generally create increased wealth for investors in the equity markets. Bear markets work to conversely decrease gains in equity investments for a limited but unknown period of time.


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Business

A Business Owner’s Insurance Checklist

Managing risk is a survival strategy businesses can’t ignore. Start-up firms and smaller companies are especially vulnerable to risk because they often lack big company sophistication and in-house risk-control expertise.


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Estate View

5 tips for choosing an executor for your estate

Common sense easily persuades us that every adult needs an up-to-date will. Without a will, provincial laws outline how an estate is to be settled, which may not reflect your wishes.


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Registered Investments

The Registered Education Savings Plan (RESP) for Educational Planning

Facts about an RESP A Registered Education Savings Plan (RESP) is a savings plan registered with the government that can help you save for your child’s post-secondary education. Money invested in an RESP grows tax-deferred. The government helps contribute to …


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Investor Insight

A strong case for professional investment management

Traditional economic indicators are often poor predictors of a stock market trend. One of those indicators is the news. It can increase emotional reactions among investors but it will not predict stock market trends. here is an example of financial news that you may be exposed to in a week:


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Estate View

The Perfect Estate Plan: Debt Freedom

Life insurance designed to pay debt Many owe thousands of dollars on their credit cards. Others who are highly successful entrepreneurs may be millionaires who want to transfer a business to the next generation or sell it entirely free of …


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Life Insurance

Understanding Life Insurance Planning 

Life insurance plans offer tax-free death benefits, which protect against lost income if one partner who is a wage earner were to die. It can also be used to pay off a mortgage, credit card or Home Equity Line of Credit (HELOC) debt. 


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